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Saima Group
In this Group: Saima, Fozia, Sofia
Saimais (center) is 36 years old and a hard working mother of three children. She lives in Rawalpindi, Pakistan along her husband and children.

She is a very skilled woman and an expert at stitching up dresses. Saimais has tailored garments from 7 years. All the people in her area are very satisfied and happy with her work. She provides her services at a very reasonable cost and her work seems to increase day by day.

Saima, a member of three person lending group, has requested a loan from Kiva's partner BRAC Pakistan. She wants to expand her business by purchasing a sewing machine. She would be able to stitch dresses in less time with a new sewing machine. This will increase her net income and savings. She plans to spend the profits to educate her children.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 251
    View loans »
    Pakistan Loans Fundraising
  • $17,606,550
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Saima Group's $925 loan helped a member to purchase a sewing machine.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 16, 2013
Apr 30, 2013
Currency Exchange Loss:
Mar 17, 2014