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Kalima is the leader of the group "Kulkajyr". She is 50 years old. Kalima works as a controller at the local electricity office. As an additional income for her family, she works with livestock breeding and field crop cultivation, after having started this business in 1992 with a sum of 5,000 som (KGS). Thanks to persistent work, she currently has 2.7 hectares of land with planted crops, 2 heads of cattle with offspring and 2 horses on her farm.

With an aim to further develop her business, Kalima turned to the organization "Bai Tushum & Partners" for a loan in the amount of 100,000 som (KGS). The aim is to purchase cattle for fattening. Kalima plans to invest the income from the loan in further developing her business, and dreams of buying a car for the family.
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Калима – лидер группы «Кулкайыр», ей 50 лет. Калима работает контролером в местном офисе Электросетей и в качестве дополнительного дохода для своей семьи, занимается животноводством и полеводством, начав с суммы (KGS) 5,000 сом в 1992 году. Благодаря упорному труду, в ее хозяйстве на сегодняшний день имеется 2,7 га земли с посевом зерновых культур, 2 головы крупного рогатого скота с приплодом и 2 лошади. В целях дальнейшего развития своего бизнеса, Калима обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) , целью которого является покупка скота на откорм. Доходы от кредита Калима планирует вложить в дальнейшее развитие своего бизнеса, и мечтает купить семейный автомобиль.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 36
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,000
    Funds lent in using Kiva
  • 48.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,075 helped Kalima to purchase more cattle.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Apr 1, 2013
May 3, 2013
Currency Exchange Loss:
Oct 17, 2014