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The client has made a living in agriculture growing corn and beans for several years. She lives in her own house with her daughter. With her profits she's able to cover some of her household expenses.

She's requesting a loan to be able to buy the supplies she needs for her harvest: seeds, fertilizer, and soil amendments. She also wants to improve the plot of land where she plants, as seen in the photograph, so she can earn more profits and give her daughter better financial stability.
View original language description ↓
La clienta se dedica a la agricultura desde hace varios años ella siembra maiz y frijol vive en casa propia con su hija, con las ganancias que obtiene logra cubrir algunos de los gastos de su casa, la clienta solicita un credito para poder comprar insumos que necesita para su cosecha como: semillas, fertilizantes, abonos, y tambien para darle una mejora al terreno donde siembra como muestra en la fotografia para poder obtener mejores ganancias y darle a su hija una mejor estabilidad economica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 713
    View loans »
    El Salvador Loans Fundraising
  • $29,653,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped this borrower to buy agricultural supplies and to improve her plot of land.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Apr 9, 2013
Apr 29, 2013
Currency Exchange Loss:
Dec 19, 2013