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This is 48-year-old Ellen. She is married and has one child aged 28. She has two additional dependents, who live with her as sales assistants. In 1997, Ellen established her drinks business. She began her business because she wanted to assist her husband in their family affairs. Her business is located on the outskirts of the town and her main customers are men and women.

Working 7 days a week and 15 hours a day, she earns about Le 800,000 every month from this business. She would like a loan in the amount of Le 4,000,000. Ellen requires a loan in order to plough into her business. She hopes that this loan will support her through its proper use. In the future, Ellen plans to erect a guest house for her business. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,280.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Ellen to buy more drinks for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 19, 2013
Apr 30, 2013
Currency Exchange Loss:
Feb 17, 2014