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Julia Paula
Julia is a 48 year old woman, and she lives in the city of Nazca. She is a very kind, hard-working, and enthusiastic person. She devotes all of her efforts towards getting ahead.

Sadly, due to the lack of financial resources and out of the need to work in order to help her parents when she was very young, Julia was not able to study for a professional career.

In her free time she likes to entertain herself by watching television. Sometimes she cooks the delicious ‘Adobo de Carne’ [marinated pork in sauce] to share with her family.

Through her own initiative, and with great determination and dedication, Julia works in agriculture. She has a small piece of land where she grows prickly pear cactus. Julia works every day doing the field work, and she can do it for approximately eight hours. She feels good doing her work, and she believes that it is going well for her because of her experience and the kind way that she treats others.

Julia is very grateful to the Kiva lenders. Thanks to the help given to her, she will be able to buy manure and fertilizers. She will also be able to cover the irrigation expenses for her crop. This way Julia will get a good harvest. She will continue working and putting forth effort in order to manage to fulfill her big dream of being able to increase her crops.
View original language description ↓
Julia es una mujer de 48 años, vive en la ciudad de Nazca, ella es una persona muy amable, trabajador y entusiasta, que dedica todos sus esfuerzos por salir adelante; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven para ayudar a sus padres, Julia no pudo estudiar una carrera profesional, en sus ratos libres le gusta distraerse viendo televisión y en algunas ocasiones cocina un riquísimo Adobo de Carne para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Julia se dedica a la agricultura, ella tiene una pequeña parcela donde cultiva tuna, Julia trabaja todos los días realizando labores de campo y puede hacerlo por un aproximado de 8 horas, ella se siente a gusto realizando su labor y cree que le va bien por su experiencia y por el trato amable que brinda a los demás.
Julia se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá comprar abono, fertilizantes y cubrirá los gastos de riego de su cultivo, de esta manera Julia obtendrá una buena cosecha, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de poder ampliar sus cultivos.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Julia Paula to buy manure and fertilizers, and to cover the irrigation costs.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Apr 19, 2013
Apr 28, 2013
Currency Exchange Loss:
Nov 17, 2013