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Adela Elsa
Adela is a 63-year-old woman who lives in the city of Pisco with her son, whom she loves and who is her main reason for living. She is a very kind, hardworking, and enthusiastic person who does everything to get her family ahead as she has always had to be both mother and father to her son. Unfortunately, because of a lack of money and the need to work from a very young age to help her parents, Adela was not able to pursue the business administration degree she wanted. In her free time, she likes to watch the news and sometimes she makes a delicious carapulcra con sopa seca pork stew to share with her family.

Adela works as an assistant at a hair salon on her own initiative and with a lot of hard work and dedication. She also has a small business preparing and selling appetizers on request. She works every day and she can do it for around 10 hours. Adela feels at ease doing her work and she believes that it is going well because of her skill and because she treats others kindly.

Adela is very thankful to Kiva's lenders as it is thanks to their help that she will be able to buy a display case and ingredients to make the appetizers she sells. This will allow Adela to display her candies to attract more customers. She will keep working and applying herself to achieve her greatest dream of having a big buffet business.
View original language description ↓
Adela es una mujer de 63 años, vive en la ciudad de Pisco con su hijo, a quien ama y es su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su familia, ya que siempre ha sido padre y madre para su hijo; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven para ayudar a sus padres, Adela no pudo estudiar la carrera profesional de Administración de Empresas que deseaba, en sus ratos libres le gusta ver noticieros y en algunas ocasiones cocina una riquísima Carapulcra con Sopa Seca para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Adela trabaja como ayudante en una peluquería, adicionalmente tiene un pequeño negocio de preparación y venta de bocaditos a pedido, ella trabaja todos los días y puede hacerlo por un aproximado de 10 horas, Adela se siente a gusto realizando su labor y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Adela se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una vitrina e insumos para poder preparar los bocaditos que vende, de esta manera Adela podrá exhibir sus dulces para atraer a más clientes, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de tener un gran negocio de bufet.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $61,923,425
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Adela Elsa to buy a display case and ingredients.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 17, 2013
Apr 28, 2013
Currency Exchange Loss:
Jun 18, 2014