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Marvin, 45, is married and lives with his wife. He will use this loan to buy livestock, which he will raise and sell when they are bigger in order to earn an income.

This livestock business will help him and his family to succeed. He says that the loan committee has helped him very much and they have offered him plenty of flexibility. He hopes that he will grow and achieve his goals with this project, and that in the future he will be able to offer his family a better quality of life and greater financial stability.

This is the first loan he has received from FUDECOSUR. He had not had any previous loans with state banks, but FUDECOSUR has offered him a loan with greater flexibility and a much lower interest rate.
View original language description ↓
Marvin tiene la edad de 45 años, es casado y vive con la esposa. El crédito lo quiere para la compra de ganado de cría y cuando estén grandes venderlos y obtener una ganancia. El negocio del ganado le ayudará a el y a su familia a salir adelante, el manifiesta que el comité de crédito le ha ayudado mucho y le ha brindaron muchas facilidades. El espera que con este proyecto crezca y logre sus objetivos y así pueda en un futuro brindarle a su familia una mejor calidad de vida y una mejor estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 499.4
    Costa Rica Colones (CRC) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,025 helped Martin to buy livestock.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 1, 2013
Apr 28, 2013
Currency Exchange Loss: