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Update on Halima

Halima has started operating a food stall business recently, cooking flatbread and beans and selling from home to local neighbors with the help of her previous Kiva loan. She faces a major challenge of seasonality in her business. She dreams of expanding to a café business.

With the KES 40,000 she wants to purchase bundles of wheat flour, rice, maize flour, and sugar. She decided to join Yehu to access loans to boost her business.

Previous Loan Details

Halima is a married woman with one child. She has been selling cashew nuts at the market for the past two years. She describes seasonality as her major challenge, and food as her greatest expense during the month. Halima aspires to open a shop in the future. She lives in her own house that has ne... More from Halima's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 368
    View loans »
    Kenya Loans Fundraising
  • $50,260,575
    Funds lent in using Kiva
  • 83.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Halima to purchase bundles of wheat flour, rice, maize flour, and sugar.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 3, 2013
Apr 30, 2013
Currency Exchange Loss:
Apr 16, 2014
This photo was used before for a previous loan for Halima. It was first posted on Kiva on Apr, 2012. Learn More