A loan of $1,100 helped to buy handbags, backpacks, belts, wallets, colognes, creams, and cosmetics.


Jacquelin's story

Jacquelin, 50 years old, works selling varied items such as clothing, footwear, handbags, and imitation jewelry in general, which she distributes on credit and sometimes on installments for her clients, and has been expanding little by little. Jacquelin previously worked as an employee but at the same time she began her commercial adventure in her free time; but as her clientele grew and the demand for her products increased, there was not enough time for her to handle her business and all the activities of her investment, looking for suppliers, sales, recovering her investment, etc. So she decided to leave her salaried employment and dedicate herself exclusively to the business. Her market share is made up of business employees, people in the neighborhood, relatives, and referrals from her clients. The demand for her products by credit has increased and Jacquelin has found it difficult to respond in a timely way, as first she has to recoup her investment and once she has the money in hand, respond to the customer orders. Having sufficient working capital in order to be effective in her business has been her biggest challenge, which is why she came for a Kiva loan, a second funding through the Fundación Mario Santo Domingo, with which she bought handbags, wallets, belts, backbacks, sheets, colognes, creams and cosmetics. Her loan was a good investment and allowed her to increase her purchases, and to sell a lot more and to support her husband because he bears the household expenses. She sends the following message to the Fundación: “I am grateful to you for the support received and my wish for your families is much health and prosperity.” With her first Kiva loan, she will buy handbags, backpacks, belts, wallets, colognes, creams, cosmetics, and will expand her merchandise and her income, making the best of her Kiva loan.

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Translated from Spanish by Kiva volunteer Gail LeGrand



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