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Nthabiseng is a Business Management student of the Maharishi Institute. Nthabiseng is 22 years old and was asked the following questions by a staff member of the Institute:

What do you study at the Maharishi Institute and what classes do you enjoy most?
“I study a Business Administration Degree. I enjoy both my Conscious and Academic Courses: Higher States of Consciousness and Algebra & Principles of Business Success.”

What are your goals after graduation?
“After I graduate, I want to work as a Human Resource Manager at a huge company, preferred Anglo Platinum for a period of five years and it is located in JHB. After I have saved and gained all the experience, I want to open my company and do my business globally.”

Tell us about your background?
“I am currently staying with my mother, grandmother, aunt, uncle, two cousins and my little sister. My sister and both cousins are currently in High School. My mother and uncle are unemployed and my aunt is working as a Merchandiser at F.S.S. She is the only person working at home, and I am the first person to go to University and further my study and pursue my dream. I can be able to provide the same opportunity to my sister and cousins with the help from Kiva.”

What do you do in your spare time?
“I live in a community where most of the women, especially the youth, has lost their way in life, so most of my time I am motivating and showing the the right path. Rather than that I enjoy reading and listening to music.”

How will the Kiva Loan change your life?
“It will help me finish my degree and pursue my career, so I can make a better living for me and my family and also to be the change that I want to see in the world. At the moment, education is my priority and I cannot compromise that or let me be affected because of financial problems. Kiva Loan would contribute hugely in my life and they will be part of the success am going to be.”

Additional Information

More information about this loan

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

Maharishi students repay their loans with work-study wages while attending school. However, due to the unpredictable nature of their work-study schedules, they may not be able to make regular repayments. In these instances, Maharishi Institute provides an advance that is deducted from students' future wages. This gives student borrowers more flexibility in meeting their loan repayment obligations while they are still in school.

Important Information

The Maharishi Education for Invincibility Trust (MEIT) extends educational opportunities to poor and historically excluded students in South Africa. By combining distance and computer learning with practical experience, the institute equips students with access to the skills and training they need to compete in tough job markets and build bright futures. Kiva funding will help students pay for tuition and other basic expenses so they can study and thrive.

Maharishi students take out loans for each year of tuition separately on Kiva. Each concurrent loan's repayment period begins after the previous load has been fully repaid.

About South Africa

  • $12,700
    Average annual income
  • 6
    View loans »
    South Africa Loans Fundraising
  • $818,550
    Funds lent in using Kiva
  • 9.1
    South Africa Rand (ZAR) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,075 helped Nthabiseng to pay for one year of tuition fees and living expenses at the Maharishi Institute.
26% repaid
Repayment Term
66 months (Additional Information)
Repayment Schedule
Jul 15, 2013
Apr 29, 2013
Currency Exchange Loss: