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Fatou has been involved in retail business for three years. Her business consists in selling outfits and clothes sewn by a commissioned tailor. She also sells cosmetics and shoes.

Fatou is divorced and the mother of four children (three boys and one girl). It is the third time that she is taking a loan, this time in the amount of 400,000 CFA francs. She will divide the loan into two parts, one of which will be used to buy fabrics and dressmaking supplies, and to pay for the tailor's labor; the other to buy shoes and cosmetics products.

Fatou contributes to the daily expenses of the family, as she is currently living with her parents. She works as an itinerant seller, displaying her merchandise as she goes. She works from 8 AM until 4 PM.

In the future, she would like to open her own workshop, to buy sewing machines and to permanently employ some tailors.
View original language description ↓
Madame Fatou, fait du commerce depuis 3 ans. Commerce qui consiste à se faire confectionner des ensembles, des habits par un tailleur et de les revendre, tout en vendant aussi des produits cosmétiques et des chaussures. Fatou est divorcée et mère de 4 enfants dont 3 garçons et une fille. Elle vient pour la 3ème fois solliciter un crédit de 400000F C FA qu'elle va partager en deux parties dont l'une va servir à acheter des tissus, de la garniture et payer la main d’œuvre du tailleur; et l'autre, à acheter des chaussures et des produits cosmétiques Elle participe à la dépense quotidienne de la famille puisqu’elle est chez ses parents maintenant. Elle fait l’ambulant, en montrant sa marchandise, elle fait le tour de 8h jusqu’à 16h.
Comme projets futurs, elle désire ouvrir son propre atelier, acheter des machines avec ses tailleurs qu’elle emploiera en permanence.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 4
    View loans »
    Senegal Loans Fundraising
  • $15,175,275
    Funds lent in using Kiva
  • 503.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Fatou to buy some fabrics (to be sewn and sold), and to buy cosmetics and shoes.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 22, 2013
May 21, 2013
Currency Exchange Loss:
Mar 17, 2014