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A wonderful woman by the name of Bahriniso lives in a house which is in bad condition. Her husband is a kind man who has a very small salary. They have 3 clever children. Some years ago her son was ill and she went to Russia for his treatment. When her son became healthy, she returned to Tajikistan and began her own business, a taxi service. Now her business is going well and she manages the business perfectly. She wants to improve her living condition. She plans to repair her house, as it is old and is in bad condition. She wants to change the windows and to repair all the rooms. She is asking for a loan of 5,000 somoni to repair her house.

In this way she will be able to offer her family a better quality of life and moral stability that will allow them to progress. Each month she will make her payment on time. She awaits your support and mercy.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 226
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Bahriniso to buy building materials for repairing her house, which is in bad condition.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 16, 2013
Apr 29, 2013
Currency Exchange Loss:
May 22, 2014