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Ines is single and has two children who attend school. She lives in a house provided by company housing and doesn't support anyone else.
She works as a cook for a company. With the current loan she intends to purchase construction supplies (cement, metal sheets, iron) and pay for labor in order to continue building her house.
Her wish for the future is to finish building and furnishing her house so that her children will be more comfortable. For that reason she pledges to repay the loan as scheduled, so she can request more loans from Hluvuku.
The challenge she faces is working harder and starting a business from home in order to increase her income.
View original language description ↓
Solteira e mãe de 2 filhos que frequentam a Escola, vive na casa da empresa e não sustenta mais ninguém.
É cozinheira numa empresa e com o presente empréstimo pretende comprar material de construção (cimento, chapas, ferro, e pagar a mão de obra) para dar continuidade a obra da sua casa.
No futuro deseja concluir a casa e mobilar para melhor acomodar os seus filhos, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é trabalhar mais e iniciar um negocio em casa para aumentar o seu rendimento.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 59
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 30.7
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Ines to purchase construction supplies (cement, metal sheets, iron) and pay for labor in order to continue building her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 2, 2013
Apr 29, 2013
Currency Exchange Loss:
Apr 16, 2014