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Ann Maa Tarini Self Help Group
In this Group: Gitanjali, Golap, Tuni, Namita, Manorama, Pravati, Sulochana, Nirupama, Sashmita, Annapurna, Dhira, Kalpana
Gitanjali, 36, is married and lives with her family in the village of Balipatna in the Khurda district. She has two children, who are in school. To make a living, she has been farming vegetables on one acre of farmland for four years. The current business earns her family about 5,000 Indian rupees per month.

Gitanjali's group consists of twelve members who live in the same village and are neighbors. All the group members are engaged in vegetable and paddy farming. She is leading her group to apply for a loan. As the leader, she is going to use her portion to buy fertilizer and pesticides for her farmland and also use a portion of it to spend on labor costs for pumping water. She hopes this loan will enable her to earn more income from her field business so as to better her family’s living conditions.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 90
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 54.1
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Ann Maa Tarini Self Help Group's $4,450 loan helped a member to pay for purchasing fertilizers and pesticides and to pay labor costs.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Apr 10, 2013
Apr 29, 2013
Currency Exchange Loss: