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Eduardo is married and the father of 3 children who go to School; he lives in a house he owns and doesn't support anyone else.

He's a machine operator at a private company. With this loan he plans to buy construction material (blocks, cement, sand, stone and others) to finish off his house.

In future he hopes to buy more land to build another house for his children's future. To this end he commits to duly paying off the loan so as to solicit further loans from Hluvuku.

His challenge is to save up more of his salary to pay off this loan.
View original language description ↓
Casado e pai de 3 filhos que frequentam Escola, vive na casa própria e não sustenta mais ninguém.
É operador de máquinas numa empresa privada e com o presente empréstimo pretende comprar material de construção (blocos, cimento, areia, pedra e outros) para fazer acabamentos na sua casa.
No futuro deseja adquirir mais um terreno para construir outra casa para o futuro de seus filhos, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é economizar mais o seu salário para poder pagar o empréstimo solicitado.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 39
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 30.7
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Eduardo buy construction material (blocks, cement, sand, stone and others) to finish off his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 2, 2013
Apr 27, 2013
Currency Exchange Loss:
Jul 17, 2014