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Joice is a 43-year-old widow living in Kasese, Uganda with her two children. She has been the sole provider for the family after the death of her husband.

Fifteen years ago Joice set up a retail drug shop in order to support her family. Her plans for improvement, though, have been thwarted by inadequate capital and high license fees.

Joice is applying for a 1,000,000 UGX loan through HOFOKAM to buy more drugs to sell. Her goal is to educate all of her children up to university level with her profits, while her dream is to own a pharmacy.

About Uganda

  • $1,800
    Average annual income
  • 239
    View loans »
    Uganda Loans Fundraising
  • $32,789,100
    Funds lent in using Kiva
  • 2,600.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Joice to buy drugs to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 17, 2013
May 1, 2013
Currency Exchange Loss:
Nov 23, 2013