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Joice is a 43-year-old widow living in Kasese, Uganda with her two children. She has been the sole provider for the family after the death of her husband.

Fifteen years ago Joice set up a retail drug shop in order to support her family. Her plans for improvement, though, have been thwarted by inadequate capital and high license fees.

Joice is applying for a 1,000,000 UGX loan through HOFOKAM to buy more drugs to sell. Her goal is to educate all of her children up to university level with her profits, while her dream is to own a pharmacy.

Additional Information

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

About Uganda

  • $1,800
    Average annual income
  • 123
    View loans »
    Uganda Loans Fundraising
  • $33,818,525
    Funds lent in using Kiva
  • 2,600.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Joice to buy drugs to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 17, 2013
May 1, 2013
Currency Exchange Loss:
Nov 23, 2013