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Mema Group
In this Group: Clement, Sudi, Rashidi, Anatolioa, Mariamu, Amina, Salama, Upendo, Aquilina, Faustine, Rogart, Tumaini, Carolio*, Rehema, Irene, Yunisi, John, Hassan, Nicolaus, Yunsi, Jane, Hastings, Ramadhan
* not pictured
Clement M. is married and a father of four. He operates a fruit a vegetable stand in Dar-Es-Salaam and works daily from 7am to 10pm. Clement has operated this business since 2000 and earns a monthly income of $140.00. With this loan from Kiva, Clement hopes to expand the size of his shop, offer a better variey of fruits and vegetables, and increase his monthly profit. With this added profit he wants to send his children to school.

Clement is the leader of the Mema group, which consists of 23 other members. All members will share in the loan according to their business needs. Furthermore, each member is responsible for the other, resulting in a guarantee of the entire loan's repayment. The group has succesfully repaid both of the loans they received from Tujijenge.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 63
    View loans »
    Tanzania Loans Fundraising
  • $15,699,975
    Funds lent in using Kiva
  • 1,189.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mema Group's $4,325 loan helped a member to increase the size of his grocery store and help pay for school fees.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 19, 2008
Aug 2, 2008
Currency Exchange Loss:
Jan 15, 2009