A loan of $750 helped to pay for grocery items, toiletries and beverages needed in her business.


Luzviminda's story

Luzviminda is a resident of Tondo, Manila, Philippines. She is 53 years old and is happily married to Constancio who works as a family driver. God has blessed them with four loving children. Life indeed is hard. But by the grace of God, they were able to raise their children well and they are helping each other in working for their family.

Luzviminda owns a variety store. This is a small store that can be owned by anyone in the community and the store is just connected to or just inside their houses. This is where you can buy a sachet of shampoo or conditioner, a bar of soap, a 5 PHP-worth of cooking oil, or an egg and other items. She gets her product from a wholesaler at a lower price then she will sell them per piece for a higher price to have profit. Her regular customers are her neighbors, passersby and the people in the community. She earns 300 PHP a day.

To be able to expand her inventory, she is requesting a 30,000 PHP loan. She will use the loan to buy groceries, toiletries and beverages to expand her product inventory. This loan will be a great help for her to add more products to her store.

Luzviminda hopes to expand and dreams to have another stall in the market. She meets up with her co-fellowship* members to share stories of her life and business every week and where she can also draw strength and inspiration from the fellowship and the Word of God she studies.

*All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.



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