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José owns and operates a start-up sole proprietorship called Novedades J & D in Pasadena, Texas – a suburb of Houston. The company will sell purses and other accessories and provide a place for people to make phone payments.

José is currently employed by Super Page, and he will continue to work there while he runs J&D on the side. He will open the business in an area flea market. In addition, José’s wife will manage this business with him. He currently has one full-time staff member and will be hiring more employees in the future.

His $5,450 loan from Accion Texas enabled him to purchase his initial inventory, including purses, sunglasses and other accessories. “I really appreciate Accion’s help,” José says. “I’ll be able to grow my business now!”

Additional Information

About LiftFund

LiftFund. ( is an award-winning nonprofit organization (previously known as Accion Texas) with a mission to provide credit and loans to small and start-up businesses that have limited or no access to credit from commercial sources. Established in 1994 in San Antonio, LiftFund has helped Texas and Louisiana entrepreneurs strengthen their businesses, stabilize and increase their incomes, create employment, and contribute to the economic revitalization of their communities. Learn more at

About United States

  • $54,800
    Average annual income
  • 0
    View loans »
    United States Loans Fundraising
  • $12,982,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $5,450 helped Jose to purchase inventory including purses, sunglasses and other accessories.
Repayment Term
32 months (Additional Information)
Repayment Schedule
Mar 26, 2013
Apr 29, 2013
Currency Exchange Loss:
May 29, 2013