Amigas Unidas is a bank made up of 6 members. One of these is Gabriel, a single 37-year-old youth. Currently, he lives with his mother. In the group he performs the duties of secretary.
Gabriel makes a living working in a hair salon. He has worked there for more than five years. In his business, he performs a variety of services like haircuts and hair coloring. What pleases him most about his work is the contact with his customers who he has attended to for many years.
Gabriel is very happy for having gotten this loan since it will allow him to buy materials for his salon. His greatest dream for the future is to grow his business and convert it into one of the best salons in his area. To achieve this he hopes to continue working with EDAPROSPO and so obtain more loans.
Gabriel is thankful to the people from around the world who are making this loan possible.
Gabriel is dressed in light blue jeans and a white shirt, and is wearing a hat.
Amigas unidas es una alcancía conformada por 06 socios, uno de ellos es Gabriel joven soltero de 37 años; en la actualidad vive con su madre, en el grupo desempeña el cargo de secretario. Gabriel se dedica al oficio de la peluquería ya tiene trabajando más de 05 años, en su negocio realiza diversos servicios como cortes y tintura de cabello. Lo que más le agrada de su trabajo es el contacto con sus clientes quiénes se atienden hace muchos años. Gabriel se siente muy contento por haber logrado este préstamo ya que le permitirá comprar materiales para su peluquería, su mayor sueño para el futuro es ampliar su negocio y convertirlo en una de las mejores peluquerías de su sector, para lograr esto espera seguir trabajando con EDAPROSPO y así obtener más prestamos.
Gabriel está agradecido a las personas de todo el mundo que hacen posible su préstamo.
Gabriel viste jean celeste camisa blanca y lleva puesto una gorra.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.