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Javier Jesus
Javier is a 22-year-old man, is single, and lives in the city of Chincha with his parents and siblings. He is a very friendly, hard-working and enthusiastic person who has a great desire to overcome. Unfortunately due to a lack of financial resources and because of the necessity he had to work from a very young age, Javier was not able to study for the military career that he wanted. In his free time he likes to listen to music and sometimes he cooks a delicious Arroz con Pollo [chicken and rice dish] to share with his family.

Of his own initiative, with a lot of effort and dedication, Javier works as a security guard at a commercial business in his city. He works every day and can do so for approximately 12 hours. He feels pleased doing his job and he thinks it is going well because he is responsible and because he treats others in a friendly manner.

Javier is very grateful to the Kiva lenders, as thanks to the help provided he will be able to improve his home. He wants to buy mats woven from reeds, bamboo rods, wood and other things, which will serve to repair the roof and other parts of his home. In this way, he and his family will have a more appropriate and secure environment. He will thus keep working and making an effort to achieve his great dream of having his own home.
View original language description ↓
Javier es un hombre de 22 años, es soltero, vive en la ciudad de Chincha con sus padres y hermanos, el es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Javier no pudo estudiar la carrera militar que deseaba, en sus ratos libres le gusta escuchar música y en algunas ocasiones cocina un riquísimo Arroz con Pollo para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Javier trabaja como agente de seguridad en una empresa comercial de su ciudad, el trabaja todos los días y puede hacerlo por un aproximado de 12 horas, el se siente a gusto realizando su labor y cree que le va bien por su responsabilidad y por el trato amable que brinda a los demás.
Javier se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que desea comprar esteras, caña Guayaquil, madera y otros, los cuales le servirán de mucho para refaccionar el techado y otras partes de su vivienda, de esta manera él y su familia contaran con un ambiente mas adecuado y seguro, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de tener su casa propia.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $63,796,050
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD