A loan of $3,925 helped a member to buy supplies for her bakery.


Pulmón Verde Group's story

Marcela belongs to the Pulmón Verde communal bank located in Concepción, region VIII of Chile. In the photo, she appears standing up on the right side of the photo, smiling, and wearing a short-sleeved black top. At this bank, the members have various businesses such as selling kebabs, furniture, new and used clothing, undergarments, and pastries.

Marcela works by selling pastries. She doesn't have an established location but she learned in order to move her son forward since it just the two of them and she needs income to give him a better lifestyle. She started by making pastries about three years ago and learned from reading recipes, cook books and cooking articles. The most difficult part is moving forward with little money, since she doesn't have enough money to set up a business with the equipment and bakery supplies that are necessary to work. This means that she doesn't have money to buy supplies or to eat. She is sure that with the money she will receive, she will do well because she will be able to buy chocolate cookies, molds, and the necessary supplies to sell pastries and chocolates to nearby businesses that have made orders. Her favorite parts of working with Fondo Esperanza are the monetary help they provide, the trust they have in the members, the help, and the unconditional support. She also likes that the communal bank encourages them to move forward in their businesses and with their families.

In this group: Maria Angelica, Gonzalo Andres, Norma Del Carmen, Jessica Polet, Nicole Alejandra, Marta Elena, Leonardo Andres, Virginia Dolores, Cherits Karoline, Nicole, Tifany Jacqueline, Karen Melisa, Roberto Enrique, Luis Alberto, Damari Tiare, Katherine Andrea, Camila Francisca, Olga Alejandra, Marcela Cecilia

Translator profile picture

Translated from Spanish by Kiva volunteer Amy Polenske



Loan details


Lenders and lending teams



Loan details