Edith Del Carmen
Update on Edith Del CarmenEdith lives in her own home with her husband and their 2 children. She has a business making cakes and she has been working for some years baking cakes for weddings, birthdays, coming of age celebrations, etc. She has many customers and she gives them a good price. Her business is located in her home. Edith is requesting a loan that will enable her to buy goods such as: flour, food coloring, confectioners custard, and everything that is needed to make her business run and for her to be able to continue giving her family a better quality of life.
Previous Loan DetailsEdith is 29 years old. She is a strong and hard-working person that her family can count on for everything they need to have a stable and happy life. She lives with her husband and two minor children. Edith runs her own business making tortillas in the afternoons and making pupusas (a type... More from Edith Del Carmen's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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Success!! The loan was 100% repaid