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Jose Vicenta
Jose, 66, is married and has 2 children. He lives with his wife and his children in the canton of Chimbo in Bolivar province.

Jose has a business raising and selling animals. He is requesting a loan to buy animals so that he can improve his quality of life.

He makes his purchases in the canton of Chimbo. His dream is to expand his business. His main challenge is to deal with the problems that come up.

In his free time, Jose likes to laugh together with his family.
View original language description ↓
José tiene 66 años de edad es casado tiene dos hijos vive con su esposa y sus hijos en el Cantón Chimbo

Provincia Bolívar.

José se dedica la compra y venta de animales.

Solicita el crédito para la compra de animales y mejorar la calidad de vida.

Las compras lo realizan en el cantón chimbo. Su sueño es ampliar el negocio.

El desafío que se enfrenta es de luchar contra cualquier problema.

En su tiempo libre le gusta reírse con su familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 36
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jose Vicenta to buy animals.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 2, 2013
Apr 26, 2013
Currency Exchange Loss:
Mar 17, 2014