Yaw is married and has 4 children. He has never received schooling because he felt like learning a trade. Yaw sells secondhand clothes, especially male trousers, at Hohoe lorry station, which he has done for 5 years now. His wife is a petty trader. Yaw is responsible for the general upkeep of his home. Yaw will use the loan to purchase a bale of male trousers and introduce shirt sales. With the new profits from his expanded business, Yaw plans to save and reinvest into his business.