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Jose Miguel
José is 46 years old. He is married with two chidren. He lives with his wife and their children in the canton of Chimbo, in the province of Bolívar. José makes a living working as a farmer. He has requested a loan to buy supplies, fertilizers, seeds and other products that are necessary for planting. He will make his purchases in the city of Chimbo. His dream is to continue expanding his business. The challenge that he faces is working against whatever problem arises. In his free time he likes to get together with his family.
View original language description ↓
José tiene 46 años de edad es casado tiene 2 hijos vive con su esposa e hijos en el Cantón Chimbo Provincia Bolívar.

José se dedica a la agricultura.

Solicita el crédito para la compra de insumos, fertilizantes, semillas y demás productos necesarios para la siembra.

La compra se realiza en la ciudad se Chimbo.

Su sueño es seguir ampliando el negocio.

El desafío que enfrenta es luchar contra cualquier problema.

En el tiempo libre le gusta reunirse con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Jose Miguel to buy supplies, fertilizers, seeds and other products that are necessary for planting.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 12, 2013
Apr 26, 2013
Currency Exchange Loss:
May 28, 2014