A loan of $2,000 helped to pay for potato and barley seeds, fuel for taking the gathered harvest to the market and 5 little pigs.


Emma's story

Emma is a math teacher with 30 years of experience teaching in the local school. She lives in a small village called Agarak in one of the remote regions of Armenia, Lori. Unfortunately, a teacher’s salary is not enough to make ends meet for a family of five: 29-year-old son, 24-year-old son, husband and mother-in-law. In the region there is a high unemployment rate, but a farm business helps the family have some stable income. Both husband and sons are involved in their small farm, and for a start they already have some livestock. Together with Emma, they keep 4 cows, 13 lambs and 14 chickens. The family also owns agricultural land where they cultivate barley and tomatoes. Emma has applied to SEF International for a loan. With the loan's help, she will purchase potato and barley seeds, fuel for taking the gathered harvest to the market and 5 little pigs. This will significantly increase her farming business and will give her an opportunity to gather more income.



Loan details


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Loan details