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3 Stars Group
In this Group: Darine, Manal, Aya
Darine is the featured borrower of 3 Stars Group. She got with the other group members to apply for a YOUTH loan from Kiva's partner Al Majmoua because they have always been friends. Darine is a 23-year-old single woman who is working in a clothes selling shop since a year ago in order to cover her education fees. She is studying interior design, and it is her second educational year. She is the one in the middle. The applied for loan will be invested in paying for her college fees.

Manal is a 24-year-old single woman. She is the one on the left. She works as a cashier in clothes selling domain also in order to make her living. She will invest the loan in paying for her wedding needs. Aya is an 18-year-old single woman, who works in selling clothes to make her living. The applied for loan will be invested in paying for her driving license fees.

Additional Information

More information about this loan

This loan is helping support a borrower who is under age 30. Because many young people lack business experience or established credit histories, it can be even more difficult for them to access financial services. By funding this youth loan, you are expanding opportunity for a young person with limited resources. 

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 58
    View loans »
    Lebanon Loans Fundraising
  • $19,318,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of 3 Stars Group's $1,500 loan helped a member to pay for her College fees.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 26, 2013
Apr 29, 2013
Currency Exchange Loss:
Jan 17, 2014