Check out some available loans that are similar to this one!
Qajik has been involved in agriculture for 16 years. He cultivates tomatoes and grows 280 peach and 90 apricot trees. Sales of agricultural products give Qajik an income that is hardly enough for covering the family's costs.

Qajik's family consists of his wife, his 27-year-old son and his 10-year-old daughter. As agriculture helps Qajik to have stable income during the month and sustain his family, he would like to enlarge his agricultural business.

He has requested a loan from SEF International to pay for fertilizer and cover cultivation costs.

As the spring has already come, it is very important for Qajik to start the cultivation process in order to get a good harvest and high income.

Qajik hopes that the loan will help him to get higher income, and he will be able to ensure a better life for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 137
    View loans »
    Armenia Loans Fundraising
  • $15,776,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Qajik to pay for fertilizer and cover cultivation costs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 16, 2013
May 1, 2013
Currency Exchange Loss:
May 17, 2015