Joyce is married and has four children. Joyce is a provisions/mineral drinks seller at Wegbe, Hohoe, which she has done since 2006. Her husband is a businessman. Joyce uses her income to give financial support to her husband. She will use the loan to purchase cartons of tinned tomatoes, milo, sugar, canned milk, and mineral drinks. With the new profits from her expanded business, Joyce plans to save and reinvest in her business.