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Update on Elecita

Elicita, age 36, is a farmer. She has been farming vegetables for 11 years now, and has borrowed five times in the past from NWTF (and more recently from Kiva) to sustain her business. She and her husband have four children.

Elicita has requested a PhP 15,000 loan through NWTF in order to buy fertilizers and other farm supplies.

She is working tirelessly toward the attainment of her dream, which is to save enough money to send her children to college and to expand her business.

Previous Loan Details

Elecita is 35 years old and married with four children. She earns a living by farming vegetables in the Philippines. Elecita has been farming vegetables for 10 years and also earns additional income from fattening pigs. She is borrowing 12,000 PHP through NWTF to buy fertilizer and feed for ... More from Elecita's previous loan »

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 438
    View loans »
    Philippines Loans Fundraising
  • $69,631,975
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Elecita to buy fertilizers and other farm supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 28, 2013
Apr 28, 2013
Currency Exchange Loss:
Apr 16, 2014
This photo was used before for a previous loan for Elecita. It was first posted on Kiva on Mar, 2012. Learn More