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Nusrat Group
In this Group: Nusrat, Tahira
Nusrat is a 36-year-old hardworking woman. She is living in Rawalpindi, Pakistan along with her husband and three children. Her husband is an auto mechanic by profession and his monthly income is not enough to meet the household expenses.
Nusrat wants to educate her children in good schools so that they can have a bright future. Currently she can’t send them to good schools due to the financial constraints and she is really much worried about their future. She has requested a loan from Kiva’s partner BRAC Pakistan.
She is a very skilled woman and she wants to open a beauty parlor in her house to generate an alternative source of income for her family. She would purchase cosmetic products like lipsticks, creams, facials scrubs, makeup kits etc and would also purchase some chairs for her salon. She is very hopeful about this loan as she could start her own business from this loan. In this way she could help her husband in generating some income. She would spend the profit amount on the education of her children and to pay back her installments.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 269
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nusrat Group's $475 loan helped a member to purchase cosmetic products for the beauty salon.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 11, 2013
Apr 28, 2013
Currency Exchange Loss:
Feb 17, 2014