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The borrower has been involved in agriculture for five years and grows mainly corn and beans. He sells his crops to the basic grain dealers located near his place of residence. With the profits he earns from sales he helps cover family expenses. He lives with his family in his own home. When farm season is over, the borrower works painting houses or installing drywall.

He is requesting a loan to buy farm supplies to help with his cultivating activity, such as fertilizers and seeds, so he can improve the cropland to earn more income. What he sells now is not enough to cover these expenses, so the loan will help him continue covering household expenses without limitation.
View original language description ↓
el cliente se dedica a la agricultura desde hace 5 años su principal siembra es el maiz y el frijol, comercializa sus cultivos en agencias de compra-venta de granos basicos que estan cerca de su lugar de residencia, con las ganancias que obtiene de sus ventas ayuda en los gastos que su familia tiene, vive con su familia en casa propia cuando pasa la temporada agricola el cliente se dedica a trabajar de pintar casas y poner cielos falsos , el cliente esta solicitando un credito para poder comprar insumos agricolas que le ayuden en la siembra de sus cultivos como: abonos, semillas, fertilizantes y darle una mejora al terreno donde cultiva sus cosechas y asi poder tener mejores ganancias ya que con lo que vende y le pangan no le alcanza para cubrir esos gastos y asi seguir ayudando en los gastos de su casa sin ninguna limitacion.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 489
    View loans »
    El Salvador Loans Fundraising
  • $31,326,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower to buy farm supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Apr 5, 2013
Apr 29, 2013
Currency Exchange Loss:
Mar 17, 2014