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Juan Oswaldo
Juan is 40 years old, married, and has five children. He lives with his family in the canton of Ventanas, which is in Los Ríos Province.

Juan is a member of the Communal Bank “Virgen de Guadalupe”, which is in the parish of Puerto Pechiche in the canton of Pueblo Viejo. He sells pigs, grows corn and rice, and raises chickens and cows. Juan is requesting a loan to pay the rent of his farmland and to buy supplies. His purchases are conducted in Ventanas and Quevedo. His dream is to accomplish more clearing of the land and to own a business. The challenges he faces include dealing with red stripe and other crop diseases.

In his free time, Juan enjoys playing sports.

View original language description ↓
Juan tiene 40 años de edad es casado tiene 5 hijos vive con la familia en el Canton Ventanas Provincia Los Rios.

Es integrante de ventanilla virgen de Guadalupe que se encuentra ubicada en la Parroquia Puerto Pechiche perteneciente al Canton Pueblo Viejo.

Juan se dedica a la venta de chanchos, siembra de maíz y arroz, y a la crianza de gallinas y vacas.

Solicita el crédito para el arriendo de terreno y compra de insumos.

Las compras lo realiza en Ventanas y Quevedo.

Su sueño es hacer mas desmonte y tener un negocio.

El desafío que enfrenta es la cinta roja y otros.

En el tiempo libre le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 42
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Juan Oswaldo to pay the rent of his farmland and to buy supplies.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Apr 17, 2013
Apr 25, 2013
Currency Exchange Loss:
Dec 21, 2013