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Oscar Adonay

Update on Oscar Adonay

Oscar is 50 years old and lives on his property along with his wife and son. He raises corn, sorghum, and plumbs. This is how he is able to bring his family their daily bread. He is a hardworking, honest, and responsible man and has decided to ask for a loan in order to be able to buy the primary farming supplies he needs, such as compost, insecticides, seeds, and other thing that he needs for his harvest. He expects to have favorable results since he doesn’t have another source of income. He trusts in God that he will have a good abundant harvest which will allow him to continue providing for his family.
View original language description ↓
Oscar de 50 años de edad, habita en casa de su propiedad junto con su esposa e hijo. Él se dedica al cultivo de maiz, sorgo y jocotes . De esta forma es como se gana la vida y puede llevar el pan de cada día a su hogar. Es un hombre muy trabajador, honrado y responsable. Ha tomado la decisión de solicitar un crédito para poder comprar los principales insumos agrícolas como: abonos, venenos para plagas, semillas,entre otras cosas que le sirven paar su cosecha, Espera tener resultados favorables ya que no cuenta con otra fuente de ingresos. Confía en Dios que logrará obtener una cosecha abundante la cual le permitirá seguir llevando el pan de cada día a su hogar.

Previous Loan Details

48-year old Oscar Adonay lives in his own house with his wife and children. He grows basic grains and yuca. This is how he earns his living and supports his family. He’s done this work for many years and it’s the only way he knows of earning his living. Oscar Adonay is a very hardworking, honest,... More from Oscar Adonay's previous loan »

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 514
    View loans »
    El Salvador Loans Fundraising
  • $31,744,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Oscar Adonay to buy farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 2, 2013
Apr 28, 2013
Currency Exchange Loss:
May 18, 2014