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The client has been farming for eight years. This has given him the ability and the knowledge that is needed to take care of his crops. His main crops are corn and beans.

When the harvest is ready, he stores it in the granaries that are shown in the photograph. He later sells them at agencies that buy and sell basic grains. He also sells them at markets that are close to where he lives. The income that he gets from his sales helps with the family expenses. He lives in his own house with his family.

The client is requesting a loan to be able to buy agricultural supplies that will help him sow his crops. He will buy things like manure, seeds, and fertilizers. This way he will be able to have better income, and he will continue helping with the household expenses without any limitations.
View original language description ↓
el cliente se dedica a la agricultura desde hace 8 años y eso le ha dado la capasidad y el conocimiento necesario para asistir sus cultivos, su principal siembra es el maiz y el frijol cuando ya esta lista su cosecha la va almacenando en los graneros que mustra en la fotografia para luego salir a comercializarlos en agencias de compra-venta de granos basicos y mercados que estan cerca de su lugar de residencia, con las ganacias que obtiene de sus ventas ayuda en los gastos que su familia tiene, vive en casa propia con su familia, el cliente esta solicitando un credito para poder comprar insumos agricolas que le ayuden en la siembra de sus cultivos como: abonos, semillas, fertilizantes y asi poder tener mejores ganancias y seguir ayudando el los gastos de su casa sin ninguna limitacion.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 458
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped this borrower to buy agricultural supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 2, 2013
Apr 29, 2013
Currency Exchange Loss:
May 18, 2014