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The client lives with her brother and father in a house they own. For two years, she has owned a business selling sandwiches and hamburgers and today, she has many customers because she sells her food at a good price. Her business is close to the house and she uses her earnings to help with household expenses.

The client is requesting a loan to buy the products she needs to make her sandwiches and hamburgers, including bread, tomatoes, onions, mayonnaise, mortadella, hamburger meat, and other ingredients, in order to increase her earnings and continue helping out with the household expenses.
View original language description ↓
la clienta vive con su hermano y su papa en casa propia, tiene un negocio de venta de tortas y hamburguesas desde hace 2 años tiene muy buena clientela pues vende su comida a un buen precio su negocio lo tiene ubicado cerca de su lugar de su residencia, con las ganancias que obtiene ayuda en los gastos que hay su casa, la clienta solicita un credito que le permita poder comprar todo lo necesario para elaborar sus tortas y hamburguesas como: pan, tomates, cebollas, mayonesa, mortadelas, carne para hamburguesas, entre otros ingredientes y asi poder tener mejores ganancias y seguir ayudando en su casa con los gastos que se le puedan presentar.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 567
    View loans »
    El Salvador Loans Fundraising
  • $31,710,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped this borrower buy products to make sandwiches and hamburgers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 1, 2013
Apr 29, 2013
Currency Exchange Loss:
May 18, 2014