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Zoila Aracely
Zoila, 21, is single and has two children; she lives with the father and children in Ventanas Canton, Los Ríos Province. She’s a member of the “Virgen de Guadalupe” communal bank located in Puerto Pechinche Canton belonging to Pueblo Viejo Canton. This communal bank works in agriculture and animal husbandry.

Zoila works growing corn and raising chickens. She’s requesting the loan to be able to buy supplies for the crops and to pay land rental fees. Her purchases take place in Ventanas Canton, often at Agripac. Her dream is to improve her crops. The challenge she faces is battling the ‘cinta roja’ [a fungal plague] infestation. In her free time she enjoys selling clothes via catalog and getting together with her friends.
View original language description ↓
Zoila tiene 21 años de edad es soltera tiene 2 hijos vive con el papa y sus hijos en el Cantón Ventanas Provincia los Ríos.

Es integrante de ventanilla V.R.C. Virgen de Guadalupe que se encuentra ubicada en la Parroquia Puerto Pechiche perteneciente al Cantón Pueblo Viejo esta ventanilla se dedica a labores agropecuarias.

Zoila se dedica a la siembra de maíz y a la crianza de gallinas.

Solicita el crédito para arriendo de terreno para la siembra y compra de insumos.

Las compras lo realizan en el Cantón Ventanas Frecuentemente en agripag.

Su sueño es mejorar la producción de los cultivos.

El desafío que enfrenta es combatir con la plaga de la cinta roja.

En su tiempo libre le gusta vender ropa por catalogo y reunirse con los amigos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Zoila Aracely to buy farm supplies and to pay land rental fees.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Apr 17, 2013
Apr 25, 2013
Currency Exchange Loss:
Dec 21, 2013