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Bernardo Brumo
Bernardo, 32, is in a common law relationship and has two children; he lives in Ventanas Canton, Los Ríos Province. He’s a member of the “Virgen de Guadalupe” communal bank located in Puerto Pechinche Canton belonging to Pueblo Viejo Canton; this communal bank works in agriculture and animal husbandry.

Bernardo works in agriculture growing corn and rice and also raises chickens. He’s requesting the loan to improve his crops buying supplies, fertilizer, insecticide and others. His purchases and sales take place in Ventanas. His dream is to continue improving his crops. The challenge he faces is battling nature. He likes playing sports in his free time.
View original language description ↓
Bernardo tiene 32 años de edad de estado civil unión libre tiene 2 hijos vive en el Cantón Ventanas Provincia Los Ríos .

Es integrante de ventanilla V.R.C. Virgen de Guadalupe que se encuentra ubicada en la Parroquia Puerto Pechiche perteneciente al Cantón Pueblo Viejo esta ventanilla se dedica a labores agropecuarias.

Bernardo se dedica a la agricultura a la siembra de maíz, arroz, Además se dedica a la crianza de gallinas.

Solicita el crédito para mejorar el cultivo comprando insumos, fertilizantes, insecticidas y otros.

Las compras y ventas realizan en ventanas. Su sueño es seguir mejorando el cultivo.

El desafío que enfrenta es combatir contra la naturaleza.

En su tiempo libre le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Bernardo Brumo to buy farm supplies.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Apr 17, 2013
Apr 25, 2013
Currency Exchange Loss:
Dec 21, 2013