This self-sacrificing woman dreams with seeing her three children become professionals and also with being the owner of a spacious locale for her restaurant. María currently lives in San Miguel de Los Bancos Canton, a town that’s very popular due to its waterfalls and its biodiversity that can be enjoyed in its different environments. It’s a place with delicious cuisine comprised of traditional dishes that various residents sell and together with hotels, agricultural warehouses and extreme sports contribute to the city’s economic growth. Also, in the rural zones there are homes dedicated to agriculture and animal husbandry where milk production and production of dairy products like cheese, cream, etc. stand out.
For the last two years María has worked producing charcoal grilled food and is also a housewife tending to her children and giving them the time they require. Weekends are key to selling her food so most of the hours she works are on these days. The need to work led this woman to start this activity which was self-taught and based on her own efforts.
María lives in a house that has needed some improvements for some time now which is why she needs a loan now to invest in building supplies and labor costs so that her house will be finished and she and her children can live comfortably and with a better lifestyle.
She hadn’t been able to do these improvements previously because her main obstacle was the difficulty in getting a loan. However, thanks to recommendations from some friends she was able to reach out to Fundación Alternativa who offered her speed, trust and timely advice and also offered Kiva product by means of which many people in many parts of the world can be part of her dream.
María desde hace 2 años se dedica a la venta de comida elaborada al carbón, paralelamente a esta labor ella se desempeña como ama de casa atendiendo a sus hijos y dedicándoles el tiempo que demandan. Los fines de semana son clave para la venta de su comida, por lo que la mayoría de horas trabaja en estos días. La necesidad de un empleo llevó a esta mujer a emprender en esta actividad que aprendió empíricamente y por su propio esfuerzo. María vive en una casa a la cual desde hace tiempo atrás le hacen falta algunos acabados, es por esto que ahora requiere un préstamo que lo invertirá en materiales y mano de obra para que su casa quede terminada y así ella y sus hijos puedan vivir en un ambiente confortable y con un mejor estilo de vida. Anteriormente no había podido hacer estos arreglos porque su principal obstáculo era la dificultad de conseguir un crédito, sin embargo gracias a las recomendaciones de algunos amigos pudo llegar a Fundación Alternativa quienes le brindaron agilidad, confianza y asesoría oportuna y quienes además le brindaron el producto de Kiva con el cual varias personas de varios lugares del mundo podrán formar parte de su sueño.
About Fundación AlternativaFundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid