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Irazema is 26 years old, single, and lives with her parents in the city of Pucallpa. She really appreciates all of their support. Irazema is a very friendly, hardworking person with a great desire to succeed. Thanks to her effort and parents’ support, Irazema was able to study for a career in primary education. She likes to walk along the cozy streets in her spare time and sometimes prepares a delicious ceviche to share with her family.

On her own initiative and with great effort and dedication, Irazema works as a primary school teacher at a small education center in town. She works for about eight hours daily and believes that things are going well for her because of the polite treatment she gives to others.

Irazema is very grateful to the Kiva lenders and thanks to their help she will be able to buy a laptop which will be very helpful to her in developing her academic work. She will be able to continue working and achieve her greatest dream of having a home of her own and get ahead with her family.
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Irazema es una mujer de 26 años, es soltera, vive en la ciudad de Pucallpa con sus padres, a quienes agradece todo su apoyo, Irazema es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de superación; gracias a su esfuerzo y al apoyo de sus padres, Irazema pudo estudiar la carrera profesional de Educación Inicial, en sus ratos libres le gusta pasear por las caluras y acogedoras calles de su ciudad, y en algunas ocasiones cocina un riquísimo Ceviche para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Irazema trabaja como profesora de educación inicial en un pequeño centro educativo de su ciudad, ella trabaja todos los días por un aproximado de 8 horas y cree que le va bien por su responsabilidad y por el trato amable que brinda a los demás.
Irazema se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una laptop, la cual le servirá de mucho para poder desarrollar sus trabajos académicos y labores propias de su trabajo, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de tener su propia casa y junto con su familia desea salir adelante.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 53
    View loans »
    Peru Loans Fundraising
  • $63,756,075
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD