Check out some available loans that are similar to this one!
This is 43-year-old Umaro. He is married and has 4 children, aged 18, 15, 13 and 10 years, and all are school-going children. In 2005, Umaro established his jeans, shirts, travelling bags, polos, baby dresses, lacoste clothing, etc. business. He began his business because he was unprivileged to attend a tertiary institution because of lack of financial support.

His mother gave him some money to start petty trading. Working 7 days a week and 12 hours a day, he earns about Le 1,784,000 every month from this business. He would like a loan in the amount of Le 3,000,000. Umaro requires a loan in order to buy jeans, shoes, crepe and polos.

In the future, he plans to rent a bigger shop, provide quality education for his children and build a house. This loan will help to increase his stock and thus generate more income. Frequent increases in the price of items is his main challenge. He is a hardworking businessman. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,320.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Umaro to buy jeans, shoes, crepe and polos.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 19, 2013
Apr 28, 2013
Currency Exchange Loss:
Apr 23, 2014