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Luis Enrique
Enrique is forty-one years old, married and lives with his wife and four children in Chillanes, Bolívar Province, in a community called Santa Rosa de Cerritos. Enrique is a member of communal bank VRC de San Isidro, located in Santa Rosa de Cerritos, 40 minutes away from the cooperative’s office.

Its members work in agriculture and raise livestock. Enrique grows beans and corn and has cattle. He is requesting a loan to sow beans and to buy supplies needed for this activity, such as compost and seeds. He will buy the supplies in the city of Chillanes.

Enrique’s dream is to have a comfortable house and land to grow vegetables. The challenge he faces is the risk of diseases in his crops. During his free time, he likes to play volleyball, indoor football and to party together with the community.
View original language description ↓
Enrique tiene 41 años de edad es casado vive con su esposa y sus cuatro hijos en Chillanes Provincia de Bolívar Comunidad en Santa Rosa de Cerritos.

Enrique es integrante en la ventanilla VRC de San Isidro se encuentra formado en la comunidad de Santa Rosa de Cerritos de una distancia de 40 minutos de la oficina de la cooperativa son personas que se dedican a la agricultura y crianza de animales.

Enrique se dedica a la agricultura a la siembra de frejol y maíz y a la crianza de animales como ganado.

Solicita el crédito para la siembra de frejol y para la compra de los insumos que es necesario para la agricultura como abonos, semillas.

La compra lo realiza en la ciudad de Chillanes.

El sueño es tener una casa con comodidades y terrenos para poder sembrar.

Los desafíos que se enfrenta son presencias de riesgos y enfermedades en los cultivos.

En el tiempo libre le gusta deporte como el bolí, indor y salir a la fiesta de la comunidad.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Luis Enrique to sow beans and to buy supplies like compost and seeds.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Mar 26, 2013
Apr 25, 2013
Currency Exchange Loss:
May 28, 2014