Benson is a married man who is 41 years old. He has has five children between the ages of 10 months and 5 years. He operates a retail shop and has been in this business for three years. His customers are the local residents. Benson faces a challenge of lack of sufficient funds to run the shop. Benson plans to use the loan to buy more stock for sale. He plans to use the anticipated profits to grow the business and support his family as well. This is his third loan with SMEP DTM. He was able to repay the previous loan successfully.