A loan of $500 helped to construct a dairy.


Mercy's story

Mercy lives in the Litein area of Kenya, which houses a campus of Mt. Kenya University. She has two children and has been a farmer for the past seven years, producing and selling milk, eggs, and tea. Mercy finds harvesting to be the most enjoyable aspect of farming and her biggest challenges is her lack of funds. When asked why she chose Juhudi Kilimo for her loan, she replied "grace period availability." When asked what she learned during her required microfinance training session, Mercy said "loans given to members of at least 15 members." Her greatest monthly expense is farming costs. Mercy is requesting a 40,000 KES loan from Juhudi Kilimo to construct a dairy unit. As part of Juhudi Kilimo's loan appraisal process, each borrower's assets are evaluated. Mercy owns a cow, poultry, a pump, and motorcycle, but does not own a pig, bicycle, or automobile. She has a mosquito net, electricity, and a TV but does not have solar power, running water, a sewing machine, or a DVD. Mercy will use the profits from her loan to educate her kids. Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository. This reduces paper use and makes the process more efficient while keeping costs down.



Loan details


Lenders and lending teams



Loan details