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Makarimal Akhlakh Gpe 14 Group
In this Group: Moudel , Khady, Maimouna, Khadidiata, Tako, Awa , Yacine, Faty Diama, Anta, Fatima
"Makarimal Akhlakh gpe 14" is a women's group composed of ten members active in the commerce sector. They all joined the same association which has the goal of helping them get together frequently and finding ways to make their respective businesses more profitable.

Group 14 is represented by Ms. Moudel, identified in the photo as the one with her hand raised. She is a married woman who has specialized for ten years in selling peanut butter, palm oil, dried fish, cloth, etc.

She is a member of a U-IMCEC branch where she is requesting a loan for bolstering her business. Consequently, she wants to increase her inventory of the products she offers to customers. Thus, she will be able to sell more than usual, and this would improve the profits she makes, would also assist her in improving her family's living conditions, and would produce more savings. Her future plan is to have a grocery store.
View original language description ↓
Makarimal Akhlakh gpe 14 est un groupement féminin constitué de 10 membres qui s’activent dans le secteur du commerce. Elles adhèrent toutes dans la même association dont l’objectif consiste à les aider à se rencontrer fréquemment et trouver les moyens de mieux rentabiliser leurs activités respectives. Le groupe 14 est représenté par la dame Moudel, elle s’identifie sur la photo par celle qui a la main levée. C’est une femme mariée qui s’est spécialisée depuis plus de 10 ans dans la vente de pate d’arachide, d’huile de palme, poissons séchés, tissus…etc. Elle est membre de l’un des guichets de l’U-IMCEC où elle sollicite un prêt pour renforcer son activité. Par conséquent, elle veut augmenter la quantité de stock de ses produits qu’elle propose à sa clientèle. Ainsi, elle pourra vendre plus que d’habitude et cela pourrait améliorer les bénéfices qu’elle réalise et aussi l’aider a contribuer a améliorer les conditions de vie de sa famille et faire plus d’économies. Son projet futur est de disposer d’un magasin de vente de produits alimentaires.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 25
    View loans »
    Senegal Loans Fundraising
  • $14,758,125
    Funds lent in using Kiva
  • 504.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Makarimal Akhlakh Gpe 14 Group's $5,950 loan helped a member to purchase various foods to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 26, 2013
May 21, 2013
Currency Exchange Loss:
Feb 17, 2014