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Lucie, age 38, is married and the mother of three children, whose ages range from 8 to 22. They all go to school.

She's been a merchant for six months in a market in her town. She retails fruits (papayas, oranges, pineapples, watermelons) depending on the season.

She knows suppliers well. Over time and thanks to her experience in her field, she acquired a clientele that she also knows well. Nevertheless, she's constantly out of stock, because her working capital is limited, which forces her to sell all her stock before being able to resupply.

She would like to increase her stock of fruits in order to better satisfy her customers and avoid getting out of stock. She will put away her profits in order to expand her business, and also provide for her family.
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Lucie est une femme de 38 ans mariée mère de 3 enfants dont l'age varie entre 8 et 22 ans. Tous vont à l'école. Elle est commerçante et fait la vente en détail des fruits(papayes, oranges, ananas, pastèques) en fonction des saisons dans un marché de la place depuis 6 mois. Elle a une bonne connaissance des fournisseurs, et surtout de sa clientèle qu'elle a acquise au fil du temps grâce à son expérience dans ce domaine. Mais elle se retrouve constamment en rupture de stock parce qu'elle est obligée de faire écouler tous le stock pour pouvoir s'en procurer à nouveau ceci à cause de la petitesse de son capital. Elle souhaitera augmenter le stock de fruits pour avoir un bon stock ce qui permettra de mieux satisfaire la demande constante de sa clientèle et d'éviter les ruptures de stocks. Elle économisera son bénéfice pour non seulement agrandir son activité mais aussi subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,321,250
    Funds lent in using Kiva
  • 504.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Lucie to buy fruits to increase her stock.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 11, 2013
Apr 24, 2013
Currency Exchange Loss:
Jun 17, 2014