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Savzhumor is a 55-year-old woman is who is divorced. She has 4 children. She, with her sons and daughters-in-law live in the Yavan region of Tajikistan. Savzhumor is a kind a sympathetic woman. She has received a higher education and has 15 years of experience embroidering the national women's dress. She has 2 sewing machines and now wants to re-start her business. Savzhumor plans to make and sell the national women's dress and quilt. She needs a loan to buy necessary fabrics to begin.
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Савзхумор 55-летняя разведенная женщина. У нее четверо детей. Она с сыновьями и невесткой живет в Яванском районе. Савзхумор добрая отзывчивая женщина. У нее среднее образование. Савзхумор имеет 15-летний опыт работы в области вышивания женских национальных платьев. У нее имеется две швейной машинки, и сейчас она хотела бы заново начать свою деятельность. Савзхумор планирует заняться вышиванием и продажей национальной женской одежды и штор. Она нуждается в кредите для приобретения необходимых тканей для вышивания.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $31,834,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Savzhumor to buy necessary fabrics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 19, 2013
Apr 28, 2013
Currency Exchange Loss:
May 17, 2014