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Ros is 56 years old. She is married and resides with five children in Kampong Speu Province, Cambodia. She has been running a grocery store for more than a year, earning approximately $3 daily. Her husband is a councillor of the district who makes an income of $4 each day. Four of her children are employed in garment factories and earn about $14 per day. Due to the difficulty in her family’s finances, Ros is requesting a loan of $1000 to purchase a motorbike for commuting. This purchase will help her reduce the transportation expense. In the future, she would like to expand her store and help her youngest child earn a bachelor’s degree.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 168
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ros to purchase a motorbike for commuting.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 3, 2013
May 1, 2013
Currency Exchange Loss:
Mar 18, 2014