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This is 34-year-old Hawanatu. She is married and has one child aged 18 years. In 2010, Hawanatu established her grocery shop. She began her business, because she wanted to assist her husband in their family affairs. Her business is located in the outskirts, and her customers are all classes of people. Working seven days a week and 12 hours hours a day, she earns about SLL 700,000 every month from this business

She would like a loan in the amount of SLL 4,000,000. Hawanatu requires a loan, in order to increase her stock and get more profit. In the future, Hawanatu plans to expand her business, build a house, and educate her children. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,319.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Hawanatu to buy more groceries to resell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 19, 2013
Apr 27, 2013
Currency Exchange Loss:
Mar 17, 2014